At TVFCU, we’re committed to delivering exceptional business banking solutions designed to fit your unique needs. Whether you're looking to master money management, need an IOLTA account as an attorney, or want a seamless platform to oversee your finances, we have you covered.
Money Management Products
To set up these services, give us a call at 423-634-3620 or email us at [email protected].
Merchant Services* **
Accept payments by debit or credit card has never been easier or more affordable! TVFCU has collaborated with BancCard to provide streamlined merchant services for our business members. With TVFCU and BancCard's merchant processing services, credit and debit card payments are deposited directly into your TVFCU account. Our merchant representative can evaluate your business to tailor services and pricing to fit your unique needs.
Remote Deposit Capture (RDC)* **
TVFCU provides a check scanner for remote deposits so you don’t have to visit a branch, allowing you to deposit checks hassle-free. This service is available for a monthly fee and includes installation of a check scanner at your place of business. RDC requires a signed agreement and an underwriting process is utilized to determine monetary limits for daily deposit amounts.
Deposit Drop **
We offer deposit drop services at our branches so you don’t have to wait for your deposit to be processed. All branches can accept deposit drops inside the branch during regular business hours. For branches with night drop boxes, you will be issued a night drop key for large deposits. All deposits dropped in the branch and night drop will be processed within 24 hours. This service has no additional charge for business members but requires a signed agreement.
The branches that offer deposit drop include:
- Athens
- Eastgate
- Hamilton Place
- Highway 58
- Hixson
- Kimball
- North Cleveland
- Ooltewah
- Ringgold
- Soddy Daisy
- South Cleveland
Sweep Transfers **
Sweep transfers are automatic, overnight transfers that maintain a minimum and maximum balance in your checking account. Excess funds are swept into a money market account to maximize the amount of interest you earn while keeping enough funds in your operating account for everyday expenses. There is no additional charge for sweep transfers.
ACH Platform* **
We offer a comprehensive ACH platform that allows our business members to submit ACH batches for Payroll, Consumer Collection, Corporate Payments, and Corporate Collections. There is a monthly service fee. We also provide Same Day ACH for an additional fee.
Special Account Option
IOLTA accounts:**
Discover our IOLTA services, enabling lawyers and law firms to securely manage client trust accounts while supporting access to legal aid for those in need. With IOLTA, we hold funds in trust, generating interest that contributes to funding legal assistance programs for low-income individuals. Partnering with us not only ensures compliance with state regulations but also demonstrates your commitment to community support. Join us in making a difference while efficiently managing your trust accounts.
To set up these services, give us a call at 423-634-3620 or email us at [email protected].
Easy Access in YOUR$ Digital Banking
Additional Users for YOUR$ Digital Banking
If you choose, you can add additional authorized users to the YOUR$ digital banking platform and choose which accounts and information they are able to access. Additional users will be issued their own unique login credentials.
Mobile Deposit **
We offer mobile deposit for our business account holders. Standard daily limits apply.
Questions?
Give us a call at 423-634-3620
Email us at [email protected]
*Requires a signed agreement and an underwriting process is utilized to determine monetary limits for daily transactions.
**Qualification requirements and restrictions may apply for commercial accounts and additional service offerings.