Share Certificates
Earn more on your money with timelines that suit you - guaranteed! Secure a competitive dividend rate by opening a federally insured share certificate. Our share certificates feature fixed rates, often surpassing those of standard savings accounts. Explore our flexible terms ranging from six months to five years.*
- Experience elevated fixed rates surpassing regular savings
- Choose longer terms for increased rates
- Ensure greater security compared to risky investments
- Allocate funds for future savings objectives
- Explore a diverse range of terms, spanning from 6 months to 5 years
- No fees for setup or maintenance
- Early withdrawals may incur penalties*
- Get started with a minimum deposit of $1,000
*Unless stated otherwise, owners of accounts with a stated term of one year or less may receive a penalty for withdrawals before maturity. The penalty we may impose is the greater of seven days dividends on the amount withdrawn, or all dividends that have been earned not to exceed 90 days, or $25.00. Unless stated otherwise, owners of accounts with a stated term of more than one year may receive a penalty for withdrawals before maturity. The penalty we may impose is the greater of seven days dividends on the amount withdrawn, or all dividends that have been earned not to exceed 180 days, or $25.00. The penalty may be calculated at the rate paid on the deposit at the time of the withdrawal. The penalty will, if necessary, be taken from the principal amount of the deposit.