"A long time member, great service and a convenient location for quick access and my motto is......If you need a loan and aren't sure where to go, try TVFCU and look no more." ~ Marvin H.
Personal Loans
Making dreams come true is what we do best. With competitive rates, local lending experts and a wide range of financing options, TVFCU can find the perfect personal loan for your unique needs.
We offer competitive rates and flexible terms. Use savings as collateral to lower your rate — or simply sign on the dotted line. From expensive bills to elective medical procedures and everything in between, let TVFCU help you live the life you love.
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs
- Family vacations
- Education expenses
- Personal projects
- And much more!
- Christmas Loans & Vacation Loans - using a personal loan can help with budgeting due to lower rates and a fixed payment schedule.
- Repayment terms customized to fit your unique needs
- Quick, local Tennessee Valley decision-making and processing
- Detailed, attentive service from start to finish
- Secured Loans available
- Call 423-634-LOAN (5626) to apply
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Hours of Operation for 634-LOAN:
- Monday-Thursday: 9 a.m. to 5 p.m.
- Friday: 9 a.m. to 6 p.m.
- Saturday: 9 a.m. to 1 p.m.
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- FAST Cash Loan available ONLINE ONLY, 24 hours, 7 days a week! Click here to apply for FAST Cash.
Secured
- Secured by funds established with your TVFCU share account
- Potentially lower rates due by securing with collateral
- Keep your savings intact and continue to earn dividends
- Reduce the overall cost of your loan
- Flexible terms available
FAST Cash
- FAST Cash is an affordable alternative to high-cost payday loans
- Get the cash you need as soon as you need it
- FAST Cash is available up to $750 (for those who qualify). You can borrow the following amounts: $100, $250, $500, or $750.
- Direct deposit into your share account or your Personal Checking Account required
- Members may only have one FAST Cash Loan at one time
- FAST Cash is not tied directly to your payroll deposit. With FAST Cash, you will pay back the full amount borrowed in 3 equal monthly installments.
- Requirements
- MUST be the primary on the account where the loan is being applied for
- MUST be a member for at least 3 months before applying for a FAST Cash Loan
- MUST have qualifying direct deposits for at least 3 months
- MUST be in good standing on all of your TVFCU accounts
- MUST have a vaild email address
- MUST be able to electronically complete and eSign documents
- Other conditions may apply
- You can apply using a desktop or mobile device!
Please view our loan disclosures for important information.