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At TVFCU, we offer competitive rates and convenient terms, so you can get behind the wheel of your dream car faster. Plus, our faster replies mean you won't be left waiting for days to hear back from us.

We've made applying for an auto loan or refinancing an auto loan easier than ever before, with three quick and easy ways to get started. You can apply online by clicking the orange "Get Started" button on our website at tvfcu.com. Our online application process is fast and straightforward, allowing you to complete your application in just a few minutes.

If you're at a dealership, take advantage of our financing options by telling them you're a member with TVFCU. We work with a network of participating preferred auto dealers, making the car buying process even more straightforward.

If you want to speak with someone directly? Give us a call at 634-LOAN 423-634-5626 to apply or get pre-approved over the phone. Our friendly loan specialists are here to answer any questions you may have and guide you through the entire process.

Apply online, get pre-approved or start your auto refinance today and get ready to hit the open road in style with plenty of cash left over for gas.

  • Apply online or refinance at tvfcu.com by clicking the orange "Get Started" button to begin your application
  • Apply at any of our participating preferred auto dealers
  • Call 634-LOAN 423-634-5626 to apply, get pre-approved or refinance your auto loan

Hours of Operation for 634-LOAN:

  • Monday-Thursday: 9 a.m. to 5 p.m.
  • Friday: 9 a.m. to 6 p.m.
  • Saturday: 9 a.m. to 1 p.m.
  • Research new cars
  • Search inventory from preferred dealers
  • Free price quotes on new or pre-owned autos
  • Locate TVFCU Preferred Dealers
  • Car buying advice and tips
  • Apply online for a loan with TVFCU

Start your car buying experience now > 

Our convenient auto financing program is the way to go. Get pre-approved for financing before you go shopping — so all you have to do is find the car you like and drive away the same day!

Tennessee

Car & Truck Dealers

Athens

  • L & M Motors Inc.
  • Long Automotive of Athens

Brainerd Road / Lee Highway

  • BMW of Chattanooga
  • Capital Toyota
  • Economy Honda
  • Lexus of Chattanooga
  • University Motors

Cleveland / McDonald

  • Cleveland Ford
  • Crown of Cleveland
  • Don Ledford Chevrolet – Buick – GMC – Cadillac, Inc.
  • Honda Of Cleveland
  • Mt. View Nissan of Cleveland
  • Toyota of Cleveland
  • Vehiclesdirect.com

Dayton 

  • Dayton Ford
  • Crown Motors, Inc.
  • Dayton Supercenter

Dunlap

  • Dunlap Supercenter

Downtown Chattanooga

  • Adventure Cars, LLC
  • Crown Subaru
  • Lee Smith
  • Mtn. View Chevrolet
  • Mtn. View Ford
  • Mtn. View Nissan
  • Northshore Auto Gallery
  • Scenic City Cars
  • TradeUp Chattanooga

Etowah

  • East Tennessee Auto Outlet

Hixson

  • Marshal Mize Ford 

Shallowford Road / International Drive / Chapman Road / Jersey Pike

  • Acura of Chattanooga
  • Chattanooga Volvo
  • Crown of Chattanooga
  • Nissan of Chattanooga East
  • Infiniti of Chattanooga
  • Integrity Cadillac – Buick – GMC
  • Integrity Chevrolet
  • Integrity Mazda
  • Kia of Chattanooga
  • Land Rover – Jaguar Chattanooga
  • Long of Chattanooga Mercedes-Benz
  • Long Hyundai
  • Mtn. View @153
  • Prestige Cars, Inc.                                       
  • Village VW – Audi of Chattanooga

South Pittsburg

  • Moss Motor Company
  • Riverside Chevrolet – Buick – GMC, LLC

Spring City

  • Bailey Reed Motors

Sweetwater

  • Jacky Jones Ford-Lincoln

Georgia

Car & Truck Dealers

Chatsworth

  • Chatsworth Ford

Dalton

  • Edd Kirby Chevrolet
  • Ford of Dalton
  • Mtn. View Nissan of Dalton
  • North Georgia Toyota – Lincoln – Mercury
  • Pye Honda
  • Pye Kia of Dalton

Lafayette

  • Paul Thigpen Chevrolet – Buick – GMC
  • Jenkins Chrysler – Dodge – Jeep

Ringgold

  • Mtn. View Chrysler – Dodge – Jeep
  • Mtn. View Hyundai
  • Walter Jackson Chevrolet, Inc.

Trenton

  • Dave’s Auto Sales

Vidalia

  • Paul Thigpen Ford-Lincoln
  • Paul Thigpen Chevrolet GMC

Waynesboro

  • Paul Thigpen Ford of Waynesboro

Alabama

Car & Truck Dealers

  • Donohoo Chevrolet, LLC

Tennessee

Motorcycle, Boat & RV Dealers

Chattanooga

  • Erwin Marine

Dayton

  • Sandhill Boat Company

East Ridge

  • Camping World of Chattanooga

Highway 58

  • Island Cove

Refinancing your auto loan...

...with TVFCU comes with some great perks, making it as smooth and easy as a well-oiled ride. With our competitive interest rates, you could lower your monthly payments, giving you extra cash for other things or just some breathing room in your budget. Plus, you might be able to shorten your loan term, helping you pay off your car faster and save on interest.

Our friendly team is here to help you out every step of the way. With the potential savings and peace of mind from working with a trusted financial partner, refinancing your auto loan with us is like adding a little magic to your financial journey.

Our application process is super simple; apply online, call, or video chat for more information.

"I was so shocked at how easy it was to refinance my car and that I didn't have to go to a branch in person. Thank you for an easy fast transation." -Heather

"Overall the easiest loan I have ever had to apply for and get approved. Everyone I spoke to during this process was extremely nice and professional."-Steven

"Our loan process was made very easy!" -Sheri

"Everyone I spoke with was incredibly friendly and helpful. They answered all my questions and were very prompt with all interactions. I would definitely recommend again." -Meghan

"The best experience I've ever had with a bank. I will definitely be doing more with TVFCU in the future." -William

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