# Tennessee Valley Federal Credit Union > Official website for Tennessee Valley Federal Credit Union. ## Main Pages - [90th Business Special](https://www.tvfcu.com/90th-business-special/): Information about 90th Business Special from Tennessee Valley Federal Credit Union. - [Carpool to Closing](https://www.tvfcu.com/carpooltoclosing/): Information about Carpool to Closing from Tennessee Valley Federal Credit Union. - [Down Payment Assistance Program](https://www.tvfcu.com/down-payment-assistance-program/): Information about Down Payment Assistance Program from Tennessee Valley Federal Credit Union. - [Fee Schedule](https://www.tvfcu.com/fee-schedule/): View the latest fee schedule from Tennessee Valley Federal Credit Union. Get clear, up-to-date details on checking, overdraft, ATM, and other banking service fees. - [Home](https://www.tvfcu.com/): Explore flexible banking, saving, and borrowing options with TVFCU. Enjoy great rates, digital tools, and personalized service for your financial goals. - [Mechanical Breakdown Protection](https://www.tvfcu.com/mechanical-breakdown-protection/): Information about Mechanical Breakdown Protection from Tennessee Valley Federal Credit Union. - [Personal Loan Application](https://www.tvfcu.com/peronal-loan-application/): Information about Personal Loan Application from Tennessee Valley Federal Credit Union. - [Preferred Dealers](https://www.tvfcu.com/preferred-dealers/): Your car buying experience just got easier with our carefully vetted preferred dealers; promising you top-quality service and onsite TVFCU financing. - [Privacy Policy](https://www.tvfcu.com/privacy-policy/): Learn how Tennessee Valley Federal Credit Union safeguards your personal and financial information. Our Privacy Policy outlines data collection, usage, and sharing practices to ensure transparency and security for our members. - [Rates](https://www.tvfcu.com/rates/): Explore current rates for checking, savings, loans, IRAs, and more at TVFCU. Get transparent, competitive rates on the financial products that fit your goals. - [Site Map](https://www.tvfcu.com/site-map/): Explore the TVFCU site map to quickly access banking services including checking, loans, digital tools, education, and membership options. - [Terms & Conditions](https://www.tvfcu.com/terms-conditions/): Explore our Terms, Conditions, and Disclosures to understand your rights and responsibilities when using our services. Stay informed about our legal policies, data protection practices, and website usage guidelines. - [Thank You for Applying with TVFCU!](https://www.tvfcu.com/thank-you-for-applying-with-tvfcu/): Information about Thank You for Applying with TVFCU! from Tennessee Valley Federal Credit Union. - [TVFCU’s 9th Annual Idea Leap Pitch Competition](https://www.tvfcu.com/tvfcus-9th-annual-idea-leap-pitch-competition/): Welcome Hello and welcome to TVFCU’s 9th Annual Idea Leap Grant Pitch Competition! We’re so glad you could join us. Tonight, we will award $75,000 to local small businesses to… - [TVFCU at VW](https://www.tvfcu.com/tvfcu-at-vw/): Special offers for VW employees. See how TVFCU is making managing your finances simple and accessible with the TVFCU branch right inside of VW Chattanooga. - [WageSpark for Beta Testers](https://www.tvfcu.com/wagespark/): Information about WageSpark for Beta Testers from Tennessee Valley Federal Credit Union. ## Apply Now - [Auto and Personal Loan Application](https://www.tvfcu.com/apply-now/tvfcu-auto-personal-loan-open-now/): Information about Auto and Personal Loan Application from Tennessee Valley Federal Credit Union. - [Auto Loans Get Started](https://www.tvfcu.com/apply-now/auto-loans-get-started/): Information about Auto Loans Get Started from Tennessee Valley Federal Credit Union. ## Bank - [Checking](https://www.tvfcu.com/bank/checking/): Easily compare TVFCU’s personal checking accounts to find the best fit for your lifestyle—see features, benefits, and how each account supports your goals. - [Debit Cards](https://www.tvfcu.com/bank/checking/debit-cards/): Enjoy the convenience and security of a free Visa® debit card from TVFCU. Make purchases online and in-store, access cash at ATMs 24/7, and connect with a live teller via Interactive Teller Machines (ITMs). - [Overdraft Protection](https://www.tvfcu.com/bank/checking/overdraft/): Stay covered with our Overdraft Protection services—helping you avoid declined transactions and overdraft fees. Link your account for automatic transfers and peace of mind. - [Teen Checking](https://www.tvfcu.com/bank/checking/teen-checking/): Teaching your teen smart money habits starts with giving them the right tools. At TVFCU, teens can open any of our checking account options—including Standard Checking, Perks Checking, Perks Plus Checking, or Perks Platinum Checking—and receive their own debit card. - [TVFCU Perks Checking](https://www.tvfcu.com/bank/checking/perks/): Discover the benefits of TVFCU Perks Checking—a feature-packed account with high interest, cash back rewards, and no hidden fees. Enjoy exclusive perks, online and mobile banking access, and more. - [TVFCU Perks Platinum Checking](https://www.tvfcu.com/bank/checking/perks-platinum/): Discover TVFCU's Perks Platinum Checking: a high-yield account with competitive interest rates, local discounts, cell phone protection, identity theft aid, no NSF fees, and more. - [TVFCU Perks Plus Checking](https://www.tvfcu.com/bank/checking/perks-plus/): Explore TVFCU's Perks Plus Checking: a high-yield account offering competitive interest rates, local and national retailer discounts, cell phone protection up to $400 per claim, identity theft aid, no NSF fees, and more. - [TVFCU Standard Checking](https://www.tvfcu.com/bank/checking/standard/): Discover TVFCU Standard Checking: enjoy online & mobile banking, free debit card, bill pay, surcharge-free ATMs, and flexible fee waivers with just a $100 daily balance or eStatements. - [Savings](https://www.tvfcu.com/bank/savings/): Start saving with Tennessee Valley Federal Credit Union! From high-yield savings and money market accounts to IRAs and specialized savings options, TVFCU offers competitive rates, low fees, and flexible options to help you reach your financial goals. - [Christmas Club Accounts](https://www.tvfcu.com/bank/savings/christmas/club/): Plan ahead for a stress-free holiday season with a TVFCU Christmas Club Account! Save year-round, earn competitive dividends, and enjoy no monthly fees or minimum balance requirements. With easy deposits and automatic transfers, you'll be ready to shop without the holiday debt. Start saving today! - [Health Savings Accounts](https://www.tvfcu.com/bank/savings/hsas/): Take control of your healthcare expenses with a TVFCU Health Savings Account (HSA)—earn tax-free savings, enjoy competitive interest rates, and access funds anytime for medical costs. Open an account today and start saving smart for your future! - [Individual Retirement Accounts](https://www.tvfcu.com/bank/savings/iras/): Plan for a secure future with a TVFCU Individual Retirement Account (IRA)—choose between Traditional or Roth IRAs, enjoy tax advantages, and grow your savings with competitive dividends. Open an IRA today and take the first step toward retirement confidence! - [Money Market Accounts](https://www.tvfcu.com/bank/savings/mmas/): Grow your savings with a TVFCU Money Market Account—enjoy competitive, tiered interest rates, check-writing access, and the flexibility to withdraw funds when needed. - [Share Account](https://www.tvfcu.com/bank/savings/share/): Open a Share Account with Tennessee Valley Federal Credit Union and unlock exclusive membership benefits. Earn competitive dividends, enjoy no monthly service fees, and access free online banking. Start saving smarter with TVFCU today! - [Share Certificates](https://www.tvfcu.com/bank/savings/certificates/): Lock in a great rate and watch your savings grow with a TVFCU Share Certificate. Enjoy guaranteed returns, flexible terms, and a secure way to build your financial future. Open yours today! - [Youth Savings Accounts](https://www.tvfcu.com/bank/savings/youth/): Help your child build smart money habits with a TVFCU Youth Savings Account—a no-fee, high-yield savings option designed to teach financial responsibility while growing their savings. Open an account today! ## Borrow - [Credit Cards](https://www.tvfcu.com/borrow/credit-cards/): Get the flexibility, security, and local support you want with a TVFCU credit card. Enjoy mobile wallet access, fraud protection, and 24/7 member service. - [Education Loans](https://www.tvfcu.com/borrow/education/): Explore flexible student loan options at TVFCU—competitive rates, no origination fees, and support for undergraduate, graduate, and professional studies. - [Home Equity Options](https://www.tvfcu.com/borrow/home-equity/): Use your home’s equity to fund renovations, education, or big plans. Explore fixed loans or flexible lines of credit with local support from TVFCU. - [HELOCs](https://www.tvfcu.com/borrow/home-equity/heloc/): Explore TVFCU’s Home Equity Line of Credit (HELOC) — a flexible, affordable way to borrow for home improvements, education, or unexpected expenses. Enjoy competitive rates, convenient access to funds, and personalized local service. - [Home Equity Loans](https://www.tvfcu.com/borrow/home-equity/loans/): Unlock the power of your home equity with competitive rates, flexible terms, and easy payment options from TVFCU. Get a customized loan or line of credit tailored to your needs—backed by local decision-making and personalized service. - [Home Equity Rates](https://www.tvfcu.com/borrow/home-equity/rates/): Explore competitive home equity loan and HELOC rates from TVFCU. Whether you're renovating, consolidating debt, or funding major expenses, we offer flexible options and great local service across Tennessee. - [Home Loans](https://www.tvfcu.com/borrow/mortgages/): Looking for the perfect home loan? TVFCU offers competitive mortgage rates, flexible terms, and expert local service to help you buy, refinance, or upgrade your home with confidence. Apply today! - [Adjustable-Rate Mortgage Loans](https://www.tvfcu.com/borrow/mortgages/adjustable/): Take advantage of lower initial interest rates with an adjustable-rate mortgage from Tennessee Valley Federal Credit Union. Perfect for short-term homeowners or those planning to refinance, ARMs offer flexibility and potential savings. Compare fixed vs. adjustable mortgages, explore FAQs, and apply online today! - [Construction Loans](https://www.tvfcu.com/borrow/mortgages/construction/): Build your dream home with ease. TVFCU offers flexible construction loans with one-time close and local support. Start planning today! - [FHA Loans](https://www.tvfcu.com/borrow/mortgages/fha/): Apply for a Tennessee Valley Federal Credit Union FHA loan today. As an FHA-approved lender, we offer lower down payments and more flexibility. - [Fixed-Rate Mortgage Loans](https://www.tvfcu.com/borrow/mortgages/fixed/): Secure a stable and predictable monthly payment with a fixed-rate mortgage from Tennessee Valley Federal Credit Union. Enjoy competitive rates, local expertise, and flexible loan terms designed to fit your financial goals. Compare fixed-rate and adjustable-rate mortgages, explore FAQs, and apply online today! - [Jumbo Mortgage Loans](https://www.tvfcu.com/borrow/mortgages/jumbo/): Tennessee Valley Federal Credit Union’s Jumbo Mortgage rates are the best in Chattanooga. See how we can help you get the keys to your dream home. - [Land Loans](https://www.tvfcu.com/borrow/mortgages/land/): Have your eye on a piece of land, but not ready to build yet? A Tennessee Valley Federal Credit Union land loan lets you buy land now and build later. - [Mortgage Loan Refinance](https://www.tvfcu.com/borrow/mortgages/refinance/): Refinance your mortgage with Tennessee Valley Federal Credit Union and enjoy competitive rates, lower monthly payments, and a hassle-free process. Our local underwriting team ensures a smooth, personalized experience. Apply online today and take advantage of exclusive savings, including a waived appraisal fee! - [Portfolio Mortgage Loans](https://www.tvfcu.com/borrow/mortgages/portfolio/): Information about Portfolio Mortgage Loans from Tennessee Valley Federal Credit Union. - [USDA Loans](https://www.tvfcu.com/borrow/mortgages/usda/): Looking to buy a property out of town? A USDA home loan puts the living space you need within reach with no down payment and lower financing costs. - [VA Mortgage Loans](https://www.tvfcu.com/borrow/mortgages/va/): Explore VA home loans with Tennessee Valley Federal Credit Union (TVFCU). Offering competitive mortgage rates, easy eligibility, and dedicated support to help veterans and service members achieve homeownership. - [Personal Loans](https://www.tvfcu.com/borrow/loans/): Explore TVFCU's personal loan options with competitive rates and flexible terms. Finance your next vacation, consolidate debt, or cover unexpected expenses with our secured and FAST Cash loans. - [Fast Cash Loans](https://www.tvfcu.com/borrow/loans/fast-cash/): Need quick cash? TVFCU’s FAST Cash Loans offer a hassle-free way to get funds when you need them most. Enjoy fast approval, competitive rates, and no credit check. Apply today! - [Secured Loans](https://www.tvfcu.com/borrow/loans/secured/): Explore Tennessee Valley Federal Credit Union’s Share Secured Loan options, offering low rates and flexible terms. Use your savings or CDs as collateral to secure a loan and achieve your financial goals with confidence. - [Vehicle Loans](https://www.tvfcu.com/borrow/vehicle/): Looking to buy or refinance a vehicle? TVFCU offers low-rate auto loans with flexible terms, fast approvals, and personalized service across the Tennessee Valley. - [Auto Loan Refinance](https://www.tvfcu.com/borrow/vehicle/auto-refi/): Refinance your auto loan with Tennessee Valley Federal Credit Union (TVFCU) to lower your rate, reduce your monthly payment, or shorten your term. Quick approvals, competitive rates, and no hidden fees. - [Auto Loans](https://www.tvfcu.com/borrow/vehicle/auto/): Looking for a better way to finance your next vehicle? TVFCU offers competitive auto loan rates, easy refinancing options, and fast local approvals. Learn how to qualify and apply today. - [RV Loans](https://www.tvfcu.com/borrow/vehicle/rv/): Finance your next adventure with TVFCU RV loans, featuring great rates, flexible terms, and local expertise for RVs, boats, motorcycles, and more. ## Business - [Business Checking](https://www.tvfcu.com/business/bank/checking/): Compare TVFCU business checking accounts to find the right fit for your company. From startups to growing enterprises, we offer flexible, low-cost options designed to help Tennessee businesses thrive. - [Business Money Market Accounts](https://www.tvfcu.com/business/bank/mmas/): Maximize your business savings with TVFCU's Business Money Market Accounts—offering competitive rates, easy access, and FDIC-insured security. Ideal for businesses in Tennessee and North Georgia. - [Business Share Account](https://www.tvfcu.com/business/bank/share/): Open a Business Share Account with TVFCU to become a member-owner and access a full suite of business banking solutions. Enjoy low minimum balances, dividend earnings, and personalized service for your growing business. - [Business Share Certificates](https://www.tvfcu.com/business/bank/certificates/): Grow your business savings with TVFCU’s Business Share Certificates. Enjoy competitive, fixed dividend rates and flexible term options—backed by NCUA insurance for peace of mind. - [Business Auto Loans](https://www.tvfcu.com/business/borrow/auto/): Finance your business vehicles with TVFCU. Get up to 100% financing, fast approvals, and fixed rates, supported by local lenders across the Tennessee Valley. - [Business Credit Cards](https://www.tvfcu.com/business/borrow/credit-cards/): Discover the TVFCU Business Credit Card, offering competitive rates, flexible credit limits, and local support to help your business thrive.​ - [Commercial Real Estate Loans](https://www.tvfcu.com/business/borrow/real-estate/): Finance your next commercial property with TVFCU. We offer competitive rates, flexible terms, and fast local decisions for business real estate loans, including purchases, refinancing, and construction. - [Equipment Loans](https://www.tvfcu.com/business/borrow/equipment/): Finance new or used equipment with TVFCU. Get fast approvals, low rates, and flexible terms, all backed by local experts who understand your business needs. - [Lines of Credit](https://www.tvfcu.com/business/borrow/locs/): Get flexible access to cash with a TVFCU business line of credit. Manage seasonal needs or growth with low rates, fast approvals, and local lending support. - [Business Checking](https://www.tvfcu.com/business/checking/): Information about Business Checking from Tennessee Valley Federal Credit Union. - [Idea Leap Grant](https://www.tvfcu.com/business/idea-leap/grant/): TVFCU’s Idea Leap Grant supports small businesses in the Chattanooga, Ocoee, and Northwest Georgia regions with no-strings funding, mentorship, and local recognition. - [Idea Leap Loans](https://www.tvfcu.com/business/idea-leap/loans/): Launch or grow your small business with TVFCU's Idea Leap Loans — flexible funding for entrepreneurs and early-stage businesses across the Tennessee Valley. - [Additional Business Services](https://www.tvfcu.com/business/manage/additional-services/): Discover TVFCU’s business services — including merchant processing, remote deposit capture, payroll solutions, and IOLTA accounts to power your growth. - [YOUR$ Business](https://www.tvfcu.com/business/manage/digital-banking/): Take control of your finances with YOUR$ Business from TVFCU, featuring credit score tracking, budgeting tools, spending insights, and loan savings opportunities. - [Investment Planning](https://www.tvfcu.com/business/invest/planning/): Plan for your future with Tennessee Valley Investment Advisors, offering retirement planning, tax-efficient investing, estate strategies, and personalized financial guidance — all through your trusted partner, TVFCU. ## Connect - [Become a Member](https://www.tvfcu.com/connect/become-a-member/): Join TVFCU today! If you live, work, or study in our 17-county community, you’re eligible. Family, household, and local businesses can join too. - [Career Center](https://www.tvfcu.com/connect/career-center/): Discover career opportunities at Tennessee Valley Federal Credit Union (TVFCU). Join an award-winning team that offers competitive benefits, career growth, and a purpose-driven culture that values people and community. - [Community](https://www.tvfcu.com/connect/community/): Explore how TVFCU supports local nonprofits and events through sponsorships, donations, and the annual Golf Classic. Partner with us to uplift your community. - [Contact Us](https://www.tvfcu.com/connect/contact/): Need help with your TVFCU account or services? Contact Tennessee Valley Federal Credit Union by phone, video banking, or secure message. Quick support options available to get you back to what matters. ## Learn - [Calculators](https://www.tvfcu.com/learn/calculators/): Explore TVFCU’s financial calculators for auto loans, personal loans, savings contributions, and mortgages. - [FAQs](https://www.tvfcu.com/learn/faqs/): Get answers to common questions about YOUR$ digital banking, loan payments, transfers, account access, and more from Tennessee Valley Federal Credit Union. - [Financial Education](https://www.tvfcu.com/learn/financial-education/): Discover easy-to-follow financial education videos from TVFCU that teach smart budgeting and savings strategies. Learn how to manage your money, build a budget, and create strong financial habits—on your own time, at your own pace. - [Insights & News](https://www.tvfcu.com/learn/insights-news/): Explore financial insights, community news, and expert tips from TVFCU. Stay informed on the latest trends affecting your money and future. - [Security](https://www.tvfcu.com/learn/security/): Discover essential security resources from Tennessee Valley Federal Credit Union to help protect your financial information. Learn how to prevent fraud, safeguard online banking, and stay informed about potential scams. - [Who We Are](https://www.tvfcu.com/learn/who-we-are/): Discover the rich history of Tennessee Valley Federal Credit Union—founded by 57 TVA employees in 1936—and how it has grown to serve over 171,000 members across Southeast Tennessee and North Georgia with trusted, community-focused financial services ## Locations & Hours - [Locations & Hours](https://www.tvfcu.com/locations/): Find your nearest Tennessee Valley Federal Credit Union (TVFCU) branch and access hours, ATM locations, and drive-thru services. Enjoy surcharge-free withdrawals nationwide with the CO-OP network. Connect via tvfcuLIVE Stream for personal video banking. - [Athens](https://www.tvfcu.com/locations/athens/): Visit TVFCU’s Athens branch for personalized banking, convenient drive-thru service, and local support from a team that knows the Athens, TN community. - [Chatsworth Food City](https://www.tvfcu.com/locations/chatsworth-food-city/): Located inside Food City, TVFCU’s Chatsworth branch offers convenient weekday banking with local service for members across Murray County and North Georgia. - [Chattanooga – City Center](https://www.tvfcu.com/locations/chattanooga-city-center/): Visit TVFCU’s City Center branch in downtown Chattanooga for friendly service, local expertise, and convenient access to your personal and business accounts. - [Chattanooga – Eastgate](https://www.tvfcu.com/locations/chattanooga-eastgate/): Stop by TVFCU’s Eastgate branch on Greenway View Drive for extended drive-thru hours, full-service banking, and a team that knows the Chattanooga community. - [Chattanooga – Hamilton Place](https://www.tvfcu.com/locations/chattanooga-hamilton-place/): Visit our Hamilton Place branch for full-service banking, extended drive-thru hours, and smart locker pick-up, conveniently located near Chattanooga shopping. - [Chattanooga – Highway 58](https://www.tvfcu.com/locations/chattanooga-highway-58/): TVFCU’s Highway 58 branch offers personal service, drive-thru banking six days a week, and a convenient location for members in northeast Chattanooga. - [Chattanooga – Southside](https://www.tvfcu.com/locations/chattanooga-southside/): Located on West 20th Street, TVFCU’s Southside branch offers full-service banking, extended drive-thru hours, and exclusive access to safe deposit boxes. - [Chickamauga](https://www.tvfcu.com/locations/chickamauga/): TVFCU’s Chickamauga branch delivers friendly, local banking with convenient weekday hours and support tailored to the North Georgia community. - [Cleveland – North](https://www.tvfcu.com/locations/cleveland-north/): Visit TVFCU’s North Cleveland branch for full-service banking, drive-thru access, and secure after-hours pick-up with smart lockers at Stuart Crossing. - [Cleveland – South](https://www.tvfcu.com/locations/cleveland-south/): TVFCU’s South Cleveland branch on Treasury Drive offers full-service banking, extended drive-thru hours, and friendly local support you can count on. - [Dalton & North Georgia Headquarters](https://www.tvfcu.com/locations/dalton/): Visit TVFCU’s Dalton branch for personalized banking, convenient drive-thru service, and local support from a team that knows the Dalton, GA community. - [Dayton](https://www.tvfcu.com/locations/dayton/): Stop by TVFCU’s Dayton branch for full-service banking on Rhea County Highway, plus video chat access to local experts through tvfcuLIVE Stream. - [East Hamilton Food City](https://www.tvfcu.com/locations/east-hamilton-food-city/): TVFCU’s East Hamilton branch inside Food City offers local banking in Ooltewah with convenient weekday hours and personalized credit union service. - [East Ridge Food City](https://www.tvfcu.com/locations/east-ridge-food-city/): Bank where you shop at TVFCU’s East Ridge Food City branch. Enjoy convenient weekday hours, local service, and easy access on Ringgold Road in Chattanooga. - [Etowah Food City](https://www.tvfcu.com/locations/etowah-food-city/): TVFCU’s Etowah branch inside Food City offers local banking with personalized service, convenient weekday hours, and easy access on U.S. 411 North. - [Fort Oglethorpe](https://www.tvfcu.com/locations/fort-oglethorpe/): TVFCU’s Fort Oglethorpe branch offers friendly service, drive-thru banking six days a week, and local financial support for North Georgia members. - [Highway 41 Food City](https://www.tvfcu.com/locations/highway-41-food-city/): Visit TVFCU’s Highway 41 branch inside Food City in Ringgold for convenient weekday banking, local service, and easy access just off U.S. Highway 41. - [Hixson](https://www.tvfcu.com/locations/hixson/): TVFCU’s Hixson branch offers full-service banking, extended drive-thru hours, and secure smart locker pick-up, all in a convenient North Chattanooga location. - [Kimball](https://www.tvfcu.com/locations/kimball/): Visit TVFCU’s Kimball branch for local service, full banking support, and convenient drive-thru access—serving Marion County and the surrounding area. - [Lee Highway Food City](https://www.tvfcu.com/locations/lee-highway/): TVFCU’s Lee Highway branch inside Food City in Chattanooga offers local banking with convenient weekday hours and friendly service near the Hamilton Place area. - [Ocoee Food City](https://www.tvfcu.com/locations/ocoee/): TVFCU’s Ocoee branch inside Food City offers personal banking with convenient weekday hours and friendly service right off Whitewater Drive in Polk County. - [Ooltewah](https://www.tvfcu.com/locations/ooltewah/): TVFCU’s Ooltewah branch on Relocation Way offers full-service banking, extended drive-thru hours, and friendly local support for your financial needs. - [Red Bank Food City Branch](https://www.tvfcu.com/locations/red-bank-food-city/): TVFCU’s Red Bank branch inside Food City offers convenient weekday banking with local service and easy access on Dayton Boulevard near downtown Chattanooga. - [Ringgold](https://www.tvfcu.com/locations/ringgold/): Stop by TVFCU’s Ringgold branch for personal service, drive-thru convenience, and trusted financial support right in the heart of Catoosa County, Georgia. - [Roper Corporation – Employees Only](https://www.tvfcu.com/locations/roper-corporation/): TVFCU’s Roper Corporation branch in LaFayette, GA offers on-site banking services exclusively for Roper employees with convenient weekday access. - [Soddy Daisy](https://www.tvfcu.com/locations/soddy-daisy/): TVFCU’s Soddy Daisy branch on Dayton Pike offers full-service banking, extended drive-thru hours, and personalized support from your local credit union team. - [Trenton Food City](https://www.tvfcu.com/locations/trenton-food-city/): Visit TVFCU’s Trenton branch inside Food City on Crimson Drive for convenient weekday banking, local service, and easy access just off I-59. - [VW – Employees Only](https://www.tvfcu.com/locations/vw/): TVFCU’s VW branch in Chattanooga provides convenient, on-site banking exclusively for Volkswagen employees, offering full service right where you work. - [West Cleveland Food City](https://www.tvfcu.com/locations/west-cleveland-food-city/): Bank while you shop at TVFCU’s West Cleveland branch inside Food City on Georgetown Road. Experience convenient weekday hours and personalized local service. ## Manage - [YOUR$ Money Digital Banking](https://www.tvfcu.com/manage/digital-banking/): Take control of your finances with YOUR$ from TVFCU, featuring credit score tracking, budgeting tools, spending insights, and loan savings opportunities. 60% of members actively using SavvyMoney for at least 6 months have improved their credit score. ## Plan & Invest - [Investment Planning](https://www.tvfcu.com/invest/planning/): Plan for your future with Tennessee Valley Investment Advisors, offering tax-efficient investing, and targeted financial guidance, all through your trusted partner, TVFCU. - [TruStage Insurance Program](https://www.tvfcu.com/invest/trustage-insurance-program/): TruStage delivers insurance and financial services solutions that are designed to help meet a diverse range of needs, are flexible, easy to understand and enable confident financial decisions. ## Posts - [Hamilton County Fair 2026](https://www.tvfcu.com/hamilton-county-fair-2026/): Join us for the 2026 Hamilton County Fair! Get ready for a whole lot of fun at the 2026 Little Debbie Hamilton County Fair! This Veterans Day Weekend… - [Trousdale “From My Perspective” Art Show](https://www.tvfcu.com/trousdale-art-show/): Join us for the From My Perspective Community Art Show! TVFCU is proud to sponsor the 10th annual “From My Perspective” Art Show hosted by Trousdale School in… - [Applications Open Sept. 25 for 10th Idea Leap](https://www.tvfcu.com/applications-open-sept-25/): Grand prize increases to $50,000 in celebration of 10th year! - [Before You Donate: How to Avoid Charity Scams](https://www.tvfcu.com/before-you-donate-how-to-avoid-charity-scams/): When a disaster or emergency affects a community, many people look for ways to help. Scammers may take advantage of that generosity by creating fake charities or impersonating… - [12th Annual Latino Taste Festival](https://www.tvfcu.com/12th-annual-latino-taste-festival/): TVFCU is proud to sponsor the 12th Annual Latino Taste Festival at Burr Park! Join us for an evening celebrating Latino culture through traditional foods, live music, dancing,… - [CHI Memorial Breathe Easy Lung Coach](https://www.tvfcu.com/chi-memorial-breathe-easy-lung-coach-3/): Free Mobile Lung Screening in Our Community The CHI Memorial Breathe Easy Lung Coach is coming to TVFCU to offer mobile lung screenings right here in our community.… - [What to Do If You’re a Victim of Check Fraud](https://www.tvfcu.com/what-to-do-if-youre-a-victim-of-check-fraud/): No matter how it happened, acting quickly matters. The sooner you respond, the better your chance of limiting financial loss, protecting your account and preventing further fraud. - [TVFCU Southside Nights](https://www.tvfcu.com/tvfcu-southside-nights/): Join us for live music, food, and football! - [No Overdraft Surprises](https://www.tvfcu.com/no-overdraft-surprises/): Life has enough surprises. Your checking account fees shouldn’t be one of them. Switch to TVFCU for clear, member-friendly overdraft options—and a Perks account that gives you more… - [What Is Check Fraud? How to Recognize and Prevent It](https://www.tvfcu.com/what-is-check-fraud-how-to-recognize-and-prevent-it/): What Is Check Fraud? Check fraud may sound like an old problem, but the ways criminals use checks continue to evolve. Check fraud happens when someone steals, alters… - [Important Notice: TruStage Cybersecurity Incident](https://www.tvfcu.com/important-notice-trustage-cybersecurity-incident/): TVFCU is sharing an important update regarding TruStage, a company that provides insurance products that may have been offered through the credit union. TruStage recently experienced a cybersecurity… - [Understanding Home Appraisals](https://www.tvfcu.com/understanding-home-appraisals/): What Is a Home Appraisal? Before you buy a home, lenders will order a professional appraisal during the mortgage loan process. The goal is to have an objective… - [Free Shred Event](https://www.tvfcu.com/free-shred-event/): TVFCU and Coldwell Banker Kinard Realty are proud to host TWO free community Shred It Events! Join us for a joint shredding event open to the community. We'll… - [Making Construction History: TVFCU and Branch Technology](https://www.tvfcu.com/making-construction-history-tvfcu-and-branch-technology/): Before Branch Technology became a nationally recognized construction technology company, TVFCU was proud to support its vision. At TVFCU, supporting local businesses goes beyond financial services. Sometimes, it… - [TVFCU Job Fair: August 2026](https://www.tvfcu.com/tvfcu-job-fair-august-2026/): TVFCU is hosting a job fair! At TVFCU, we believe great teams are made up of individuals with diverse talents, backgrounds, and experiences. Come learn about current opportunities,… - [No-Cost Business Training: Digital Marketing Bootcamp](https://www.tvfcu.com/no-cost-business-training-digital-marketing-bootcamp/): The University of Georgia Small Business Development Center is hosting a free class to help small businesses learn about digital marketing. The class will take place Tuesday, Sept.… - [Back-to-School Money Tips: Preparing Your Teen for Financial Success](https://www.tvfcu.com/back-to-school-money-tips-preparing-your-teen-for-financial-success/): Every back-to-school season comes with a checklist: new clothes, school supplies, updated schedules and maybe even a new laptop. It's also the perfect time to teach an important… - [TVFCU Celebrates One Year of Serving Northwest Georgia Homebuyers from Northwest Georgia Headquarters; Introduces Northwest Georgia Team](https://www.tvfcu.com/tvfcu-celebrates-one-year-of-serving-northwest-georgia-homebuyers-from-northwest-georgia-headquarters-introduces-northwest-georgia-team/): Tennessee Valley Federal Credit Union (TVFCU) is celebrating one year of its Dalton/Northwest Georgia headquarters at 920 Vista Drive, Dalton, GA, and the credit union is deepening its… - [How to Avoid Social Media Shopping Scams](https://www.tvfcu.com/how-to-avoid-social-media-shopping-scams/): As back-to-school shopping ramps up, social media can be a great place to discover new brands and deals. Unfortunately, it's also become a popular place for scammers to… - [Polk County Fair](https://www.tvfcu.com/polk-county-fair/): TVFCU is proud to sponsor the Polk County Fair! The Polk County Fair is happening August 17–22, 2026, at the Show Barn in Benton, Tennessee. Join us at… - [TVFCU Volunteers Remove Litter from Citico Creek](https://www.tvfcu.com/tvfcu-volunteers-citico-creek/): On June 29, a group of volunteers from Tennessee Valley Federal Credit Union (TVFCU) joined with partners at NewsChannel 9 and Chattanooga Parks & Outdoors to clean up… - [TVFCU Promotes Abu Swafford to Director of Networking & Telephony](https://www.tvfcu.com/tvfcu-promotes-abu-swafford/): Swafford joins nation's first quantum pre-apprenticeship. - [SPLASH Summer Youth Arts Festival](https://www.tvfcu.com/splash-summer-youth-arts-festival/): TVFCU is proud to sponsor the SPLASH Summer Youth Arts Festival! SPLASH is hosting a free, family-friendly festival expected to attract more than 1,000 attendees from across the… - [How School Districts Influence Homeownership Decisions](https://www.tvfcu.com/how-school-districts-influence-homeownership-decisions/): For many families, buying a home is about finding the perfect neighborhood and home. One of the most important factors influencing a home purchase is a school district… - [Join TVFCU for the 35th Annual Used Car Night with the Chattanooga Lookouts](https://www.tvfcu.com/join-tvfcu-for-the-35th-annual-used-car-night-with-the-chattanooga-lookouts/): One of the Chattanooga Lookouts' most anticipated nights of the season is back. Join TVFCU for the 35th Annual Used Car Night on Saturday, Aug. 8, at Erlanger… - [CHI Memorial Breathe Easy Lung Coach](https://www.tvfcu.com/chi-memorial-breathe-easy-lung-coach-2/): Free Mobile Lung Screening in Our Community The CHI Memorial Breathe Easy Lung Coach is coming to TVFCU to offer mobile lung screenings right here in our community.… - [Nick Townsend Named VP of Business Transformation](https://www.tvfcu.com/nick-townsend-business-transformation/): TVFCU announces the promotion of Nick Townsend from assistant vice president of information technology to vice president of business transformation. - [Celebrating Local Innovation: Honoring Winners of the Ninth Annual Idea Leap Grant Pitch Competition](https://www.tvfcu.com/celebrating-local-innovation-honoring-winners-of-the-ninth-annual-idea-leap-grant-pitch-competition/): For nine years, Tennessee Valley Federal Credit Union's (TVFCU) Idea Leap Grant program has connected local entrepreneurs with funding to help turn innovative ideas into thriving businesses. As… - [TVFCU Honored to Be Recognized as an Arts Supportive Business](https://www.tvfcu.com/tvfcu-honored-to-be-recognized-as-an-arts-supportive-business/): Tennessee Valley Federal Credit Union (TVFCU) is honored to be recognized as an Arts Supportive Business through Culture Works, an initiative led by ArtsBuild that connects local businesses… - [Protect What Matters Most: Recognizing Elder Financial Abuse](https://www.tvfcu.com/protect-what-matters-most-recognizing-elder-financial-abuse/): June marks Elder Abuse Awareness Month, a time to raise awareness about a growing problem that has led to more than $6 billion in potential or actual losses…