TVFCU members have long known we’re the first choice in the Tennessee Valley for auto financing. We’re on the spot with Auto Magic financing at participating area dealers and on the web with online loan applications. With convenient financing services like these and some of the most competitive rates and terms around, it’s hard to find a better place for a vehicle loan! Check out Auto Magic’s participating dealers.
New Car & Truck Rates
(less than 25,000 miles) Invoice or NADA retail value greater than $15,000
For qualified borrowers, the Credit Union can finance up to 130% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added.
| Term | APR | |
| 48 mos. or less | 2.99% to 11.50% | |
| 49 – 60 mos. | 2.99% to 11.75% | |
| 61 – 72 mos. | 2.99% to 11.75% | |
Apply Now |
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(less than 25,000 miles) Invoice or NADA retail value greater than $18,000
For qualified borrowers, the Credit Union can finance up to 130% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 73 – 84 months on new vehicles requires invoice or NADA retail value greater than $18,000.
| Term | APR | |
| 73 – 84 mos. | 4.99% to 7.75% | |
| Apply Now | ||
Used Car & Truck Rates
(25,000 – 100,000 miles)
For qualified borrowers, the Credit Union can finance up to 130% of NADA Retail Value INCLUDES tax, tag, warranty. In addition GAP Protection may be added. Used auto subject to inspection if applicable. *Certified Vehicles (as of July 1st)
| Term | APR | |
| 48 mos. or less | 3.99% to 12.50% | |
| 49 – 60 mos. | 3.99% to 12.75% | |
| 61 – 72 mos. | 4.99% to 4.99% | |
| Apply Now |
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Click here for a complete listing of all of our vehicle loan rates.
