Cars & Trucks

TVFCU members have long known we’re the first choice in the Tennessee Valley for auto financing. We’re on the spot with Auto Magic financing at participating area dealers and on the web with online loan applications. With convenient financing services like these and some of the most competitive rates and terms around, it’s hard to find a better place for a vehicle loan! Check out Auto Magic’s participating dealers.

Auto Loan Calculator

Your Estimate

Monthly Payment:
$ 390.13
Total Paid:
$ 21,067.02
Total Interest Paid:
$ 1,067.02
This calculator is for illustrative purposes only. The information shown is designed to provide basic information about loan financing and is not a guarantee of credit or terms.

New Car & Truck Rates

(less than 25,000 miles)

For qualified borrowers, the Credit Union can finance up to 130% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added.

TermAPR
54 mos. or less2.29% to 11.50%
55 – 63 mos.2.29% to 11.75%
64 – 75 mos.2.29% to 6.99%
Apply Now

(less than 25,000 miles) Invoice or NADA retail value greater than $12,500

For qualified borrowers, the Credit Union can finance up to 130% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76 – 84 months on new vehicles requires invoice or NADA retail value greater than $15,000.

TermAPR
76 – 84 mos.4.99% to 4.99%
Apply Now

Used Car & Truck Rates (25,000 – 99,999 miles)

For qualified borrowers, the Credit Union can finance up to 130% of NADA Retail Value INCLUDES tax, tag, warranty. In addition GAP Protection may be added. *64 – 75 months on used vehicles requires invoice or NADA retail value greater than $12,500.00

TermAPR
54 mos. or less2.79% to 12.50%
55 – 63 mos.2.89% to 12.75%
64 – 75 mos. *3.49% to 9.99%
Apply Now

Used Car & Truck Rates (100,000 miles and greater)

For qualified borrowers, the Credit Union can finance up to 100% of NADA Retail Value INCLUDES tax, tag, warranty. In addition GAP Protection may be added.

TermAPR
54 mos. or less5.04% to 13.00%
55 – 63 mos.5.14% to 13.25%
64 – 75 mos. *5.49% to 10.99%
Apply Now

Click here for a complete listing of all of our vehicle loan rates.

Rates vary daily. For current rates give us a call at 634-3600 or 800-634-3600 (nationwide) or e-mail us at support@tvfcu.com.

Important Loan Disclosures