Personal Finances

Cars & Trucks

TVFCU members have long known we’re the first choice in the Tennessee Valley for auto financing. We’re on the spot with Auto Magic financing at participating area dealers and on the web with online loan applications. With convenient financing services like these and some of the most competitive rates and terms around, it’s hard to find a better place for a vehicle loan! Check out Auto Magic’s participating dealers.

New Car & Truck Rates

(less than 25,000 miles) Invoice or NADA retail value greater than $15,000

For qualified borrowers, the Credit Union can finance up to 100% of MSRP or NADA retail (whichever is less) plus tax, tag, warranty and GAP Protection.

Term APR
apply
48 mos. or less 2.99% to 11.50%
49 - 60 mos. 3.99% to 11.75%
61 - 72 mos. 4.75% to 7.45%

(less than 25,000 miles) Invoice or NADA retail value greater than $18,000

For qualified borrowers, the Credit Union can finance up to 100% of MSRP or NADA retail (whichever is less) plus tax, tag, warranty and GAP Protection.

Term Rate
apply
73 - 84 mos. 6.50% to 7.75%

Used Car & Truck Rates

(25,000 - 100,000 miles)

For qualified borrowers, the Credit Union can finance up to 100% of NADA Retail Value plus tax, tag, warranty and GAP Protection. Used auto subject to inspection if applicable. *Certified Vehicles (as of July 1st)

Term APR
apply
48 mos. or less 4.90% to 12.50%
49 - 60 mos. 5.00% to 12.75%
61 - 72 mos. 5.85% to 6.95%

Click here for a complete listing of all of our vehicle loan rates.

Rates vary daily. For current rates give us a call at 634-3600 or 800-634-3600 (nationwide) or e-mail us at support@tvfcu.com.

Important Loan Disclosures