Personal Finances

Deposit Rates

Now Earn Winner’s Circle Rewards!!!

Now earn more on Shares, Clubs, Senior’s Choice and Rewards checking depending on your Winner’s Circle rewards level. Dividend Rewards are subject to change without notice and some restrictions may apply. Click here to review additional information on the Winner’s Circle.

Winner’s Circle Rewards

Star = +0.00% | Ribbon = +0.15% | Medallion = +0.35% | Trophy = +0.55%
(Added to Regular Share & Club, Seniors Choice Checking, and Rewards Checking APYs)

Annual percentage yields offered as of January 06, 2010. Rates may change after account is opened. Although dividends are based on the Credit Union’s earnings at the end of each dividend period and cannot be guaranteed, the Credit Union projects sufficient earnings to pay these projected rates. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Certificate rates are set for the term of the account.

Wednesday, September 01, 2010

Share & Regular Club Rates

Dividend Rate APY
0.15% 0.15%

Christmas Club Rates

Dividend Rate APY
0.30% 0.30%

Freedom Funds Club Rate

Dividend Rate APY
0.75% 0.75%

Share Certificate Rates

Term Dividend Rate Annual Percentage Yield
$1,000 minimum opening deposit
6 mos. 1.00% APR 1.00% APY
12 mos. 1.10% APR 1.10% APY
18 mos. 1.24% APR 1.25% APY
24 mos. 1.49% APR 1.50% APY
30 mos. 1.64% APR 1.65% APY
60 mos. 2.33% APR 2.35% APY

Money Market Rates

Amount Dividend Rate APY
$2,500 - $9,999* 0.30% APR 0.30% APY
$10,000 - $24,999 0.40% APR 0.40% APY
$25,000 - $49,999 0.60% APR 0.60% APY
$50,000 - $99,999 0.80% APR 0.80% APY
$100,000 or more 1.09% APR 1.10% APY
* $2,500 minimum balance is required to earn dividends on Money Market Accounts.

IRA Variable Rates

Amount Dividend Rate APY
Less than $10,000 0.30% APR 0.30% APY
$10,000 - $24,999 0.40% APR 0.40% APY
$25,000 - $49,999 0.60% APR 0.60% APY
$50,000 - $99,999 0.80% APR 0.80% APY
$100,000 or more 1.09% APR 1.10% APY

HSA Rate

Dividend Rate APY
1.24% APR 1.25% APY

Seniors Choice Checking Rate

  Dividend Rate Annual Percentage Yield
$100 minimum balance 0.15% APR 0.15% APY

Rewards Checking Rate

Term Dividend Rate Annual Percentage Yield
No minimum balance 0.15% APR 0.15% APY