What is the Winner’s Circle?
It’s our way of giving back to TVFCU members who actively support the Credit Union through their account relationships. The Winner’s Circle is designed to provide members with increasing levels of rewards based on their combined deposit and loan balances. The greater your account relationship with us the greater your rewards. Click here for a detailed listing of the benefits available at each reward level of the Winner’s Circle.
Who can take advantage of these rewards?
Any TVFCU member in good standing can take advantage of the special rewards available in the Winner’s Circle. And we offer four reward levels with increasing benefits and discounts as your combined deposit and loan balances increase.
The Winner’s Circle starts at the Star level for members with combined deposit and loan balances below $5,000. Move up to the Ribbon level with balances of $5,000 to $9,999. For members with balances of $10,000 to $24,999, the Medallion level provides additional rewards. And the exclusive Trophy level is for members with a checking account and combined balances of $25,000 or more.
How is my reward level in the Winner’s Circle determined?
Your reward level is based on your combined average daily deposit and loan balance. For each of your deposit accounts, we calculate the average daily deposit balance (sum of daily balances divided by number of days) for the previous calendar month. These balances are then added to the loan balances as of the current month’s statement date. Your reward level is printed on the last page of your statement and is effective as of your current statement date.
How will I know if my reward level changes?
Whenever your reward level changes you will be notified by a special message printed on the last page of your statement. Members moving up to higher reward levels in the Winner’s Circle will begin receiving additional benefits as of the statement date. Members moving to lower reward levels will have until the next statement date to increase their relationships if they choose to retain their current level of rewards.
How do I sign up?
The best part is, you don’t have to!
The Winner’s Circle rewards will be available for you whenever you need them. There is no application to complete.
If you would like to maximize your rewards in the Winner’s Circle, you can elect to have your reward level determined using the combined deposit and loan balances of everyone in your household. To do this simply compete a “Householding Opt-In Form”. You may pick one up at a branch location that is convenient to you, or contact the Credit Union and request one be mailed to you.
Return the Householding Opt-In Form to:
Tennessee Valley Federal Credit Union
Attn: The Winner’s Circle
P.O. Box 23967
Chattanooga, TN 37422
